COUNTRY MONEY GUIDE

Switzerland currency guide

The official currency is CHF. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

Currency converter

CHF → USD

Rate date 2026-11-01
Quick amounts
CHF 1USD 1.2128

1 CHF = 1.2128 USD

Reference rate only. Banks and payment providers may use different rates and fees.

Country/areaSwitzerland
Official currencyCHF
RegionEurope
ISOCH
DIRECT ANSWER

CHF is the official currency

The official currency is CHF. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

CurrencyFlow rates are for budgeting and comparison, not guaranteed bank, card or exchange-counter quotes.

PAYING LOCALLY

Cash, cards and ATMs in Switzerland

Cash use

Cards are common, but cash remains accepted and useful for small purchases.

Card acceptance

Contactless payments are widely available in transport, retail and hospitality.

Contactless and mobile payments

Contactless and mobile-wallet acceptance depends on the merchant, network and device.

ATM

ATMs are readily available; using a foreign card can involve fees.

Dynamic currency conversion

If an ATM or terminal offers conversion into your home currency, compare the disclosed rate and fees with paying in the local currency before accepting.

Tipping practices

Rounding up or modest tipping is common, but service is generally included.

TRAVEL MONEY

Planning money before and after arrival

Before travel

Before travel, notify the card issuer when necessary, check foreign-transaction and ATM fees, and keep a backup payment method.

Airport exchange

Airport exchange counters can be convenient but may use wider spreads or additional charges.

EXCHANGE RATES

Major CHF reference rates

Rate date:2026-11-01
PairReference rateOpen
CHF/AUD1 CHF = 1.7258 AUDView CHF to AUD →
CHF/CAD1 CHF = 1.6957 CADView CHF to CAD →
CHF/CNY1 CHF = 8.0732 CNYView CHF to CNY →
CHF/EUR1 CHF = 1.0851 EURView CHF to EUR →
CHF/GBP1 CHF = 0.90691 GBPView CHF to GBP →
CHF/JPY1 CHF = 191.21 JPYView CHF to JPY →
CHF/SGD1 CHF = 1.5515 SGDView CHF to SGD →
CHF/USD1 CHF = 1.2128 USDView CHF to USD →
USEFUL CONVERSIONS

Useful CHF conversions

FAQ

Switzerland currency questions

What currency is used in Switzerland?

The official currency is CHF.

Should visitors carry cash in Switzerland?

Cards are common, but cash remains accepted and useful for small purchases.

Are foreign cards accepted in Switzerland?

Contactless payments are widely available in transport, retail and hospitality.

What should I check before using an ATM abroad?

Check the local operator fee, card-issuer fee, withdrawal limit and any dynamic currency conversion offer.

SOURCES & REVIEW

Official references and review

Payment practices vary by merchant, location and time. Check current monetary, customs and card-issuer guidance before travel.

Reviewer
caojingxin
Reviewed
2026-08-12
Rate date
2026-11-01