CURRENCY PAIR

CHF to EUR Currency Converter

Swiss Franc → Euro

1 CHF = 1.0851 EURRate date: 2026-11-01 · Frankfurter
DIRECT ANSWER

1 CHF = 1.0851 EUR

Using reference data dated 2026-11-01, 1 Swiss Franc (CHF) is approximately 1.0851 Euro (EUR).

This is a comparison reference. Bank, card and transfer-provider quotes may include spreads and fees.

Inverse rate1 EUR = 0.921574 CHFProvider:FrankfurterRate date:2026-11-01✓ Reference type labeled
Currency converter

CHF → EUR

Rate date 2026-11-01
Quick amounts
CHF 1EUR 1.0851

1 CHF = 1.0851 EUR

Reference rate only. Banks and payment providers may use different rates and fees.

FEE ESTIMATE

Estimate fees for CHF to EUR

Full fee tool →
Reference conversion—
Estimated cost—
Estimated received—

This estimate uses the values you enter. Providers may use different rates and fee methods.

CURRENT RATE

Current CHF to EUR reference rate

Reference rate1 CHF = 1.0851 EUR
Inverse rate1 EUR = 0.921574 CHF
Rate date2026-11-01
Rate typeReference only
HISTORICAL CHART

CHF/EUR reference-rate history

Previous publication+0.01%
7 day change+0.36%
30 day change+1.63%
90 day change+1.09%
90-day high1.0851
90-day low1.0559
90-day average1.068429

The chart describes published historical reference data and does not predict future movement.

CURRENCY RELATIONSHIP

About this currency pair

This page covers Swiss Franc (CHF) to Euro (EUR) with a dated reference rate, inverse quote, common amount table, fee estimate and historical movement. The two currencies mainly serve the same or nearby region, so the pair is often used for regional travel, trade, purchasing and family transfers. The euro side is often relevant to euro-area travel, product pricing, invoices and service payments. The result at the top is useful for budgeting, comparison and record keeping, but it is not a guaranteed executable quote from a bank, card network, wallet or transfer provider. The final received amount may reflect a buy/sell spread, fixed charge, percentage fee, settlement method and transaction time, so the provider confirmation screen remains the final reference before payment.

How to read CHF/EUR

The Swiss Franc mainly relates to Switzerland, uses the symbol CHF, and is associated with Swiss National Bank; its exchange-arrangement note is “Floating”. The Euro mainly relates to European Union, uses the symbol €, and is associated with European Central Bank; its exchange-arrangement note is “Floating”. In a CHF/EUR quote, the number shows how many units of EUR one unit of CHF represents. A higher number means the same amount of CHF converts into more EUR; a lower number means the opposite. Both currencies can be influenced by regional trade, travel demand and nearby capital flows, although their monetary policies and arrangements remain distinct. Historical observations describe the past only and are not a forecast, trading recommendation or return promise.

Common uses

  1. Comparing goods, accommodation, transport or digital-service prices connected with Switzerland and European Union.
  2. Estimating the reference value of income, invoices or transfers denominated in Swiss Franc after conversion into Euro.
  3. Estimating travel, tuition, purchasing or invoice budgets with a reference rate before adding the provider spread and fees.
  4. Keeping the source amount, target amount, actual rate date, source and original receipt together for accounting, reimbursement or historical checks.
  5. Comparing banks, card networks or transfer services by the final amount paid and amount received rather than by the most prominent headline rate alone.
PAIR-SPECIFIC CONTEXT

CHF to EUR: practical exchange-rate context

Use CHF/EUR when the starting amount is denominated in CHF and you need an approximate EUR reference value. Switzerland–euro-area commuting, shopping, tourism and cross-border business.

Typical use cases
  • Swiss and euro-area travel
  • Cross-border shopping and commuting
  • EUR/CHF invoice reconciliation
Practical note

Border-area cash and card quotes can differ from a wholesale reference rate because of retail spreads and service fees.

CURRENCY KNOWLEDGE

About CHF and EUR

Swiss FrancCHF
Symbol
CHF
Country or area
Switzerland
Region
Europe
Central bank
Swiss National Bank
Minor unit
Rappen
Full currency guide →
EuroEUR
Symbol
€
Country or area
European Union
Region
Europe
Central bank
European Central Bank
Minor unit
Cent
Full currency guide →
QUICK CONVERSION TABLE

Common CHF and EUR amounts

The table shows both directions. Actual transaction results may differ because of provider fees.

CHFEUREURCHF
1 CHF1.0851 EUR1 EUR0.921574 CHF
5 CHF5.4255 EUR5 EUR4.60787 CHF
10 CHF10.851 EUR10 EUR9.21574 CHF
20 CHF21.702 EUR20 EUR18.431481 CHF
25 CHF27.1275 EUR25 EUR23.039351 CHF
50 CHF54.255 EUR50 EUR46.078702 CHF
100 CHF108.51 EUR100 EUR92.157405 CHF
250 CHF271.275 EUR250 EUR230.393512 CHF
500 CHF542.55 EUR500 EUR460.787024 CHF
1,000 CHF1,085.1 EUR1,000 EUR921.574048 CHF
5,000 CHF5,425.5 EUR5,000 EUR4,607.870242 CHF
EDITORIAL GUIDES

Guides related to this pair

reports

EUR to USD: 12-month reference-rate data study

A 12-month EUR/USD data study using 365 available dated observations, with range, average, direction counts and monthly statistics.

Read guide →
fees

How to calculate exchange-rate spreads and fees

A step-by-step guide to reference rates, rate markups, fixed charges and percentage fees, focused on comparing the final amount received.

Read guide →
basics

Why do bank exchange rates differ from online reference rates?

Explains why bank quotes can differ from online reference rates, including spreads, channels, settlement timing, card conversion and cash-versus-acco…

Read guide →
basics

What is the mid-market exchange rate and why is it useful?

An accessible guide to the mid-market rate, reference rates and customer exchange rates, with practical uses for travel, transfers, accounting and pr…

Read guide →
FAQ

CHF → EUR questions

What is CHF to EUR commonly used for?

Use CHF/EUR when the starting amount is denominated in CHF and you need an approximate EUR reference value. Switzerland–euro-area commuting, shopping, tourism and cross-border business.

Why can a bank or card CHF/EUR quote differ?

CurrencyFlow shows dated reference information. A bank, card network, ATM or transfer provider can add a spread, fixed charge, percentage fee or use a different processing date.

What should I check before using the CHF/EUR result?

Border-area cash and card quotes can differ from a wholesale reference rate because of retail spreads and service fees.

How much is 1 CHF in EUR now?

The answer block shows the latest available dated reference rate. When citing it, keep the CHF/EUR direction, numeric rate and actual provider date together; weekends or holidays may use the latest working-day observation.

How should I read the CHF/EUR direction?

CHF/EUR uses CHF as the source and EUR as the target. The number shows how many units of EUR one CHF represents; the inverse quote shows the approximate value of one EUR in CHF.

Why is a bank or payment-provider amount different?

This page shows a reference rate. A provider can add a buy/sell spread, fixed charge, percentage fee, card-network conversion fee or intermediary cost, and the final amount may also depend on settlement method and processing time.

What can the CHF/EUR rate be used for?

It can support travel, purchasing, tuition or service-payment budgets connected with Switzerland and European Union, cross-border invoice estimates, provider comparisons and historical records. Check the provider final rate, fee breakdown and received amount before confirming a payment.

How should I interpret the historical high, low and average?

These figures are calculated from available reference observations in the displayed period. They describe the past range and do not imply that the next day or a future period will reach the same levels.

SOURCES & METHOD

Rate data and content maintenance

Rate data is supplied through the Frankfurter public reference-data interface. The page distinguishes reference information from executable customer quotes and displays the provider date.

Provider
Frankfurter
Rate date
2026-11-01
Content maintenance
CurrencyFlow
Last updated
2026-08-18