CURRENCY PAIR

EUR to CHF Currency Converter

Euro Swiss Franc

1 EUR = 0.94485 CHFRate date: 2026-09-16 · Frankfurter
DIRECT ANSWER

1 EUR = 0.94485 CHF

Using reference data dated 2026-09-16, 1 Euro (EUR) is approximately 0.94485 Swiss Franc (CHF).

This is a comparison reference. Bank, card and transfer-provider quotes may include spreads and fees.

Inverse rate1 CHF = 1.058369 EURProvider:FrankfurterRate date:2026-09-16✓ Reference type labeled
Currency converter

EUR → CHF

Rate date 2026-09-16
Quick amounts
EUR 1CHF 0.94485

1 EUR = 0.94485 CHF

Reference rate only. Banks and payment providers may use different rates and fees.

FEE ESTIMATE

Estimate fees for EUR to CHF

Full fee tool →
Reference conversion
Estimated cost
Estimated received

This estimate uses the values you enter. Providers may use different rates and fee methods.

CURRENT RATE

Current EUR to CHF reference rate

Reference rate1 EUR = 0.94485 CHF
Inverse rate1 CHF = 1.058369 EUR
Rate date2026-09-16
Rate typeReference only
HISTORICAL CHART

EUR/CHF reference-rate history

Previous publication+0.12%
7 day change+0.29%
30 day change+0.67%
90 day change+2.31%
90-day high0.94509
90-day low0.92013
90-day average0.931664

The chart describes published historical reference data and does not predict future movement.

CURRENCY RELATIONSHIP

About this currency pair

This page covers Euro (EUR) to Swiss Franc (CHF) with a dated reference rate, inverse quote, common amount table, fee estimate and historical movement. The two currencies mainly serve the same or nearby region, so the pair is often used for regional travel, trade, purchasing and family transfers. The euro side is often relevant to euro-area travel, product pricing, invoices and service payments. The result at the top is useful for budgeting, comparison and record keeping, but it is not a guaranteed executable quote from a bank, card network, wallet or transfer provider. The final received amount may reflect a buy/sell spread, fixed charge, percentage fee, settlement method and transaction time, so the provider confirmation screen remains the final reference before payment.

How to read EUR/CHF

The Euro mainly relates to European Union, uses the symbol €, and is associated with European Central Bank; its exchange-arrangement note is “Floating”. The Swiss Franc mainly relates to Switzerland, uses the symbol CHF, and is associated with Swiss National Bank; its exchange-arrangement note is “Floating”. In a EUR/CHF quote, the number shows how many units of CHF one unit of EUR represents. A higher number means the same amount of EUR converts into more CHF; a lower number means the opposite. Both currencies can be influenced by regional trade, travel demand and nearby capital flows, although their monetary policies and arrangements remain distinct. Historical observations describe the past only and are not a forecast, trading recommendation or return promise.

Common uses

  1. Comparing goods, accommodation, transport or digital-service prices connected with European Union and Switzerland.
  2. Estimating the reference value of income, invoices or transfers denominated in Euro after conversion into Swiss Franc.
  3. Estimating travel, tuition, purchasing or invoice budgets with a reference rate before adding the provider spread and fees.
  4. Keeping the source amount, target amount, actual rate date, source and original receipt together for accounting, reimbursement or historical checks.
  5. Comparing banks, card networks or transfer services by the final amount paid and amount received rather than by the most prominent headline rate alone.
PAIR-SPECIFIC CONTEXT

EUR to CHF for euro-area and Swiss cross-border spending

EUR/CHF is particularly relevant to travel and daily cross-border spending between Switzerland and neighboring euro-area countries, as well as salaries, rent and business invoices.

How to use the reference in practice

Frequent cross-border users benefit from tracking the effective rate over time rather than judging each payment from a headline market rate.

Typical use cases
  • Swiss–EU travel
  • Cross-border salaries
  • Rent and household costs
  • Business invoices
Cost-check note

Cash exchange, debit cards and bank transfers can all price the same EUR/CHF conversion differently.

CURRENCY KNOWLEDGE

About EUR and CHF

EuroEUR
Symbol
Country or area
European Union
Region
Europe
Central bank
European Central Bank
Minor unit
Cent
Full currency guide →
Swiss FrancCHF
Symbol
CHF
Country or area
Switzerland
Region
Europe
Central bank
Swiss National Bank
Minor unit
Rappen
Full currency guide →
QUICK CONVERSION TABLE

Common EUR and CHF amounts

The table shows both directions. Actual transaction results may differ because of provider fees.

EURCHFCHFEUR
1 EUR0.94485 CHF1 CHF1.058369 EUR
5 EUR4.72425 CHF5 CHF5.291845 EUR
10 EUR9.4485 CHF10 CHF10.583691 EUR
20 EUR18.897 CHF20 CHF21.167381 EUR
25 EUR23.62125 CHF25 CHF26.459226 EUR
50 EUR47.2425 CHF50 CHF52.918453 EUR
100 EUR94.485 CHF100 CHF105.836905 EUR
250 EUR236.2125 CHF250 CHF264.592263 EUR
500 EUR472.425 CHF500 CHF529.184527 EUR
1,000 EUR944.85 CHF1,000 CHF1,058.369053 EUR
5,000 EUR4,724.25 CHF5,000 CHF5,291.845266 EUR
EDITORIAL GUIDES

Guides related to this pair

reports

EUR to USD: 12-month reference-rate data study

A 12-month EUR/USD data study using 365 available dated observations, with range, average, direction counts and monthly statistics.

Read guide →
fees

How to calculate exchange-rate spreads and fees

A step-by-step guide to reference rates, rate markups, fixed charges and percentage fees, focused on comparing the final amount received.

Read guide →
basics

Why do bank exchange rates differ from online reference rates?

Explains why bank quotes can differ from online reference rates, including spreads, channels, settlement timing, card conversion and cash-versus-acco…

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basics

What is the mid-market exchange rate and why is it useful?

An accessible guide to the mid-market rate, reference rates and customer exchange rates, with practical uses for travel, transfers, accounting and pr…

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FAQ

EUR → CHF questions

What should I compare before converting EUR to CHF?

Compare the same starting amount, provider rate, fixed and percentage fees, and the final amount received or debited.

Why can a customer EUR/CHF rate differ from this page?

This page shows dated reference data. Banks, cards, ATMs and transfer providers can use another processing date and add spreads or fees.

How much is 1 EUR in CHF now?

The answer block shows the latest available dated reference rate. When citing it, keep the EUR/CHF direction, numeric rate and actual provider date together; weekends or holidays may use the latest working-day observation.

How should I read the EUR/CHF direction?

EUR/CHF uses EUR as the source and CHF as the target. The number shows how many units of CHF one EUR represents; the inverse quote shows the approximate value of one CHF in EUR.

Why is a bank or payment-provider amount different?

This page shows a reference rate. A provider can add a buy/sell spread, fixed charge, percentage fee, card-network conversion fee or intermediary cost, and the final amount may also depend on settlement method and processing time.

What can the EUR/CHF rate be used for?

It can support travel, purchasing, tuition or service-payment budgets connected with European Union and Switzerland, cross-border invoice estimates, provider comparisons and historical records. Check the provider final rate, fee breakdown and received amount before confirming a payment.

How should I interpret the historical high, low and average?

These figures are calculated from available reference observations in the displayed period. They describe the past range and do not imply that the next day or a future period will reach the same levels.

Is this page investment advice?

No. It provides a conversion tool, historical observations and fee education. It does not forecast future rates or recommend buying, selling or choosing a transaction time.

SOURCES & METHOD

Rate data and content maintenance

Rate data is supplied through the Frankfurter public reference-data interface. The page distinguishes reference information from executable customer quotes and displays the provider date.

Provider
Frankfurter
Rate date
2026-09-16
Content maintenance
CurrencyFlow
Last updated
2026-08-20