COUNTRY MONEY GUIDE

United States currency guide

The official currency is USD. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

Currency converter

USD → EUR

Rate date 2026-09-15
Quick amounts
USD 1EUR 0.86527

1 USD = 0.86527 EUR

Reference rate only. Banks and payment providers may use different rates and fees.

Country/areaUnited States
Official currencyUSD
RegionAmericas
ISOUS
DIRECT ANSWER

USD is the official currency

The official currency is USD. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

CurrencyFlow rates are for budgeting and comparison, not guaranteed bank, card or exchange-counter quotes.

PAYING LOCALLY

Cash, cards and ATMs in United States

Cash use

Cash is useful for tips, small purchases and merchants with card minimums.

Card acceptance

Cards and contactless payments are widely accepted, but foreign transaction fees can apply.

Contactless and mobile payments

Contactless and mobile-wallet acceptance depends on the merchant, network and device.

ATM

ATM operators and card issuers can each charge a fee.

Dynamic currency conversion

If an ATM or terminal offers conversion into your home currency, compare the disclosed rate and fees with paying in the local currency before accepting.

Tipping practices

Tipping is customary in many table-service and personal-service settings.

TRAVEL MONEY

Planning money before and after arrival

Before travel

Before travel, notify the card issuer when necessary, check foreign-transaction and ATM fees, and keep a backup payment method.

Airport exchange

Airport exchange counters can be convenient but may use wider spreads or additional charges.

EXCHANGE RATES

Major USD reference rates

Rate date:2026-09-15
PairReference rateOpen
USD/AUD1 USD = 1.4023 AUDView USD to AUD →
USD/CAD1 USD = 1.3894 CADView USD to CAD →
USD/CNY1 USD = 6.708 CNYView USD to CNY →
USD/EUR1 USD = 0.86527 EURView USD to EUR →
USD/GBP1 USD = 0.74067 GBPView USD to GBP →
USD/JPY1 USD = 154.56 JPYView USD to JPY →
USD/SGD1 USD = 1.271 SGDView USD to SGD →
USEFUL CONVERSIONS

Useful USD conversions

TRAVEL & MONEY GUIDES

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FAQ

United States currency questions

What currency is used in United States?

The official currency is USD.

Should visitors carry cash in United States?

Cash is useful for tips, small purchases and merchants with card minimums.

Are foreign cards accepted in United States?

Cards and contactless payments are widely accepted, but foreign transaction fees can apply.

What should I check before using an ATM abroad?

Check the local operator fee, card-issuer fee, withdrawal limit and any dynamic currency conversion offer.

SOURCES & REVIEW

Official references and review

Payment practices vary by merchant, location and time. Check current monetary, customs and card-issuer guidance before travel.

Reviewer
caojingxin
Reviewed
2026-08-12
Rate date
2026-09-15