Exchange-rate basics
This topic currently contains 7 articles.
Why do bank exchange rates differ from online reference rates?
Explains why bank quotes can differ from online reference rates, including spreads, channels, settlement timing, card conversion and cash-versus-account distinctions.
2026-08-06Read more →What is the mid-market exchange rate and why is it useful?
An accessible guide to the mid-market rate, reference rates and customer exchange rates, with practical uses for travel, transfers, accounting and price comparison.
2026-08-04Read more →How to read an exchange-rate chart: range, highs, lows and percentage change
Explains pair direction, time range, highs, lows, averages and percentage change so users can read currency charts without treating them as trading advice.
2026-08-03Read more →What Is an Exchange Rate?
A practical explanation of currency direction, dates, providers and why two quotes can differ.
2026-07-31Read more →How to read TWD to CNY: direction, amount tables and fees
Understand TWD/CNY versus CNY/TWD, common amounts, provider dates and real conversion costs.
2026-09-08Read more →Cash exchange rate vs transfer rate: why the quotes differ
A practical explanation of why physical cash conversion and account-to-account foreign-currency transfers can have different pricing even for the same currency pair.
2026-08-20Read more →Why exchange-rate data can look unchanged on weekends
Why many reference-rate datasets publish on business days, how weekends and holidays affect charts, and how to record a weekend transaction date accurately.
2026-08-20Read more →