COUNTRY MONEY GUIDE

United Arab Emirates currency guide

The official currency is AED. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

Currency converter

AED → USD

Rate date 2026-09-14
Quick amounts
AED 1USD 0.27229

1 AED = 0.27229 USD

Reference rate only. Banks and payment providers may use different rates and fees.

Country/areaUnited Arab Emirates
Official currencyAED
RegionMiddle East
ISOAE
DIRECT ANSWER

AED is the official currency

The official currency is AED. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

CurrencyFlow rates are for budgeting and comparison, not guaranteed bank, card or exchange-counter quotes.

PAYING LOCALLY

Cash, cards and ATMs in United Arab Emirates

Cash use

Cards are widely used, while cash remains useful for taxis, tips and smaller merchants.

Card acceptance

Contactless and mobile payments are common in malls, hotels and transport services.

Contactless and mobile payments

Contactless and mobile-wallet acceptance depends on the merchant, network and device.

ATM

ATMs are widespread; issuer and operator charges vary.

Dynamic currency conversion

If an ATM or terminal offers conversion into your home currency, compare the disclosed rate and fees with paying in the local currency before accepting.

Tipping practices

Tipping is common in hospitality but may coexist with service charges.

TRAVEL MONEY

Planning money before and after arrival

Before travel

Before travel, notify the card issuer when necessary, check foreign-transaction and ATM fees, and keep a backup payment method.

Airport exchange

Airport exchange counters can be convenient but may use wider spreads or additional charges.

EXCHANGE RATES

Major AED reference rates

Rate date:2026-09-14
PairReference rateOpen
AED/AUD1 AED = 0.38032 AUDView AED to AUD →
AED/CAD1 AED = 0.3772 CADView AED to CAD →
AED/CNY1 AED = 1.8261 CNYView AED to CNY →
AED/EUR1 AED = 0.23477 EURView AED to EUR →
AED/GBP1 AED = 0.20133 GBPView AED to GBP →
AED/JPY1 AED = 41.962 JPYView AED to JPY →
AED/SGD1 AED = 0.34528 SGDView AED to SGD →
AED/USD1 AED = 0.27229 USDView AED to USD →
USEFUL CONVERSIONS

Useful AED conversions

FAQ

United Arab Emirates currency questions

What currency is used in United Arab Emirates?

The official currency is AED.

Should visitors carry cash in United Arab Emirates?

Cards are widely used, while cash remains useful for taxis, tips and smaller merchants.

Are foreign cards accepted in United Arab Emirates?

Contactless and mobile payments are common in malls, hotels and transport services.

What should I check before using an ATM abroad?

Check the local operator fee, card-issuer fee, withdrawal limit and any dynamic currency conversion offer.

SOURCES & REVIEW

Official references and review

Payment practices vary by merchant, location and time. Check current monetary, customs and card-issuer guidance before travel.

Reviewer
caojingxin
Reviewed
2026-08-12
Rate date
2026-09-14