COUNTRY MONEY GUIDE

Philippines currency guide

The official currency is PHP. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

Currency converter

PHP → USD

Rate date 2026-09-15
Quick amounts
PHP 1USD 0.01591

1 PHP = 0.01591 USD

Reference rate only. Banks and payment providers may use different rates and fees.

Country/areaPhilippines
Official currencyPHP
RegionAsia Pacific
ISOPH
DIRECT ANSWER

PHP is the official currency

The official currency is PHP. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

CurrencyFlow rates are for budgeting and comparison, not guaranteed bank, card or exchange-counter quotes.

PAYING LOCALLY

Cash, cards and ATMs in Philippines

Cash use

Cash is important for transport, markets and many smaller merchants.

Card acceptance

Cards and digital wallets are common in malls, hotels and larger businesses.

Contactless and mobile payments

Contactless and mobile-wallet acceptance depends on the merchant, network and device.

ATM

ATMs are common in cities and tourist areas; withdrawal limits and fees vary.

Dynamic currency conversion

If an ATM or terminal offers conversion into your home currency, compare the disclosed rate and fees with paying in the local currency before accepting.

Tipping practices

Tipping is appreciated in some hospitality settings, but service charges may already apply.

TRAVEL MONEY

Planning money before and after arrival

Before travel

Before travel, notify the card issuer when necessary, check foreign-transaction and ATM fees, and keep a backup payment method.

Airport exchange

Airport exchange counters can be convenient but may use wider spreads or additional charges.

EXCHANGE RATES

Major PHP reference rates

Rate date:2026-09-15
PairReference rateOpen
PHP/AUD1 PHP = 0.02231 AUDView PHP to AUD →
PHP/CAD1 PHP = 0.0221 CADView PHP to CAD →
PHP/CNY1 PHP = 0.10672 CNYView PHP to CNY →
PHP/EUR1 PHP = 0.01377 EURView PHP to EUR →
PHP/GBP1 PHP = 0.01178 GBPView PHP to GBP →
PHP/JPY1 PHP = 2.4584 JPYView PHP to JPY →
PHP/SGD1 PHP = 0.02022 SGDView PHP to SGD →
PHP/USD1 PHP = 0.01591 USDView PHP to USD →
USEFUL CONVERSIONS

Useful PHP conversions

FAQ

Philippines currency questions

What currency is used in Philippines?

The official currency is PHP.

Should visitors carry cash in Philippines?

Cash is important for transport, markets and many smaller merchants.

Are foreign cards accepted in Philippines?

Cards and digital wallets are common in malls, hotels and larger businesses.

What should I check before using an ATM abroad?

Check the local operator fee, card-issuer fee, withdrawal limit and any dynamic currency conversion offer.

SOURCES & REVIEW

Official references and review

Payment practices vary by merchant, location and time. Check current monetary, customs and card-issuer guidance before travel.

Reviewer
caojingxin
Reviewed
2026-08-12
Rate date
2026-09-15