COUNTRY MONEY GUIDE

Hong Kong currency guide

The official currency is HKD. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

Currency converter

HKD → USD

Rate date 2026-09-15
Quick amounts
HKD 1USD 0.12739

1 HKD = 0.12739 USD

Reference rate only. Banks and payment providers may use different rates and fees.

Country/areaHong Kong
Official currencyHKD
RegionAsia Pacific
ISOHK
DIRECT ANSWER

HKD is the official currency

The official currency is HKD. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

CurrencyFlow rates are for budgeting and comparison, not guaranteed bank, card or exchange-counter quotes.

PAYING LOCALLY

Cash, cards and ATMs in Hong Kong

Cash use

Cash is useful for markets, small shops and some transport, while stored-value payments are common.

Card acceptance

Cards and contactless payments are widely accepted in malls, hotels and restaurants.

Contactless and mobile payments

Contactless and mobile-wallet acceptance depends on the merchant, network and device.

ATM

ATMs are widely available; issuer and operator fees should be checked.

Dynamic currency conversion

If an ATM or terminal offers conversion into your home currency, compare the disclosed rate and fees with paying in the local currency before accepting.

Tipping practices

A service charge may be included in restaurants; additional tipping is discretionary.

TRAVEL MONEY

Planning money before and after arrival

Before travel

Before travel, notify the card issuer when necessary, check foreign-transaction and ATM fees, and keep a backup payment method.

Airport exchange

Airport exchange counters can be convenient but may use wider spreads or additional charges.

EXCHANGE RATES

Major HKD reference rates

Rate date:2026-09-15
PairReference rateOpen
HKD/AUD1 HKD = 0.17865 AUDView HKD to AUD →
HKD/CAD1 HKD = 0.177 CADView HKD to CAD →
HKD/CNY1 HKD = 0.85454 CNYView HKD to CNY →
HKD/EUR1 HKD = 0.11023 EURView HKD to EUR →
HKD/GBP1 HKD = 0.09435 GBPView HKD to GBP →
HKD/JPY1 HKD = 19.6895 JPYView HKD to JPY →
HKD/SGD1 HKD = 0.16192 SGDView HKD to SGD →
HKD/USD1 HKD = 0.12739 USDView HKD to USD →
USEFUL CONVERSIONS

Useful HKD conversions

TRAVEL & MONEY GUIDES

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FAQ

Hong Kong currency questions

What currency is used in Hong Kong?

The official currency is HKD.

Should visitors carry cash in Hong Kong?

Cash is useful for markets, small shops and some transport, while stored-value payments are common.

Are foreign cards accepted in Hong Kong?

Cards and contactless payments are widely accepted in malls, hotels and restaurants.

What should I check before using an ATM abroad?

Check the local operator fee, card-issuer fee, withdrawal limit and any dynamic currency conversion offer.

SOURCES & REVIEW

Official references and review

Payment practices vary by merchant, location and time. Check current monetary, customs and card-issuer guidance before travel.

Reviewer
caojingxin
Reviewed
2026-08-12
Rate date
2026-09-15