COUNTRY MONEY GUIDE

China currency guide

The official currency is CNY. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

Currency converter

CNY → USD

Rate date 2026-09-15
Quick amounts
CNY 1USD 0.14908

1 CNY = 0.14908 USD

Reference rate only. Banks and payment providers may use different rates and fees.

Country/areaChina
Official currencyCNY
RegionAsia Pacific
ISOCN
DIRECT ANSWER

CNY is the official currency

The official currency is CNY. Payment habits vary by merchant and location, so travellers should combine a primary card, a backup method and a practical amount of local cash.

CurrencyFlow rates are for budgeting and comparison, not guaranteed bank, card or exchange-counter quotes.

PAYING LOCALLY

Cash, cards and ATMs in China

Cash use

Cash remains legal tender, while mobile payments are common in everyday retail.

Card acceptance

International cards may work in larger merchants, but acceptance varies by location and payment network.

Contactless and mobile payments

Contactless and mobile-wallet acceptance depends on the merchant, network and device.

ATM

ATMs are widely available in cities; check network support and issuer fees.

Dynamic currency conversion

If an ATM or terminal offers conversion into your home currency, compare the disclosed rate and fees with paying in the local currency before accepting.

Tipping practices

Tipping is generally not a standard requirement in ordinary domestic service settings.

TRAVEL MONEY

Planning money before and after arrival

Before travel

Before travel, notify the card issuer when necessary, check foreign-transaction and ATM fees, and keep a backup payment method.

Airport exchange

Airport exchange counters can be convenient but may use wider spreads or additional charges.

EXCHANGE RATES

Major CNY reference rates

Rate date:2026-09-15
PairReference rateOpen
CNY/AUD1 CNY = 0.20906 AUDView CNY to AUD →
CNY/CAD1 CNY = 0.20713 CADView CNY to CAD →
CNY/EUR1 CNY = 0.12899 EURView CNY to EUR →
CNY/GBP1 CNY = 0.11042 GBPView CNY to GBP →
CNY/JPY1 CNY = 23.041 JPYView CNY to JPY →
CNY/SGD1 CNY = 0.18948 SGDView CNY to SGD →
CNY/USD1 CNY = 0.14908 USDView CNY to USD →
USEFUL CONVERSIONS

Useful CNY conversions

TRAVEL & MONEY GUIDES

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FAQ

China currency questions

What currency is used in China?

The official currency is CNY.

Should visitors carry cash in China?

Cash remains legal tender, while mobile payments are common in everyday retail.

Are foreign cards accepted in China?

International cards may work in larger merchants, but acceptance varies by location and payment network.

What should I check before using an ATM abroad?

Check the local operator fee, card-issuer fee, withdrawal limit and any dynamic currency conversion offer.

SOURCES & REVIEW

Official references and review

Payment practices vary by merchant, location and time. Check current monetary, customs and card-issuer guidance before travel.

Reviewer
caojingxin
Reviewed
2026-08-12
Rate date
2026-09-15